Please take the time to read the following Terms of Use. Use of this website and Pacific Coast Benefits Trust (PCBT) mobile applications and reliance on the information contained herein indicates that you acknowledge and agree to these terms of use, the privacy policy, and other notices posted on this website.
Acceptance of Terms
PCBT may modify these Terms of Use at any time without notice. The most current version of the Terms of Use will always be available to you by clicking on the Terms of Use link located on all our web pages. We recommend that you read these Terms of Use each time you visit this website so that you will know if any changes have taken place.
Your continued use of this website and PCBT’s mobile applications following the posting of changes to the Terms of Use will serve to acknowledge your recognition and acceptance of those changes.
PCBT has the right to terminate your access or use of this site and its mobile application at any time without notice.
Glossary
All terms listed are defined by PCBT. PCBT reserves the right to modify, amend, or delete any definitions at any time.
Privacy Policy
See the privacy policy disclosures relating to the collection and use of your information.
Benefit Information
No content on this site is intended to replace or amend language for coverage that you may have with PCBT. You should always consult your benefit brochure and contract for details about what your health plan covers.
User Conduct
By using this website or PCBT’s mobile applications you agree to the following statements regarding user conduct.
User Obligations
You may not provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content.
You may not use this website or PCBT’s mobile applications in a manner that negatively affects this website’s resources, the resources of PCBT’s mobile applications or the availability of this website or PCBT’s mobile applications to others.
You may not interfere with or attempt to gain unauthorized access to any portion of this website, its computer systems, servers, or networks, or to PCBT’s mobile applications, its computer systems, servers, or networks.
Some parts of this site or some parts of PCBT’s mobile applications may allow you to post, or to e-mail to PCBT, materials or information. You may not submit or post any material or information which is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of proprietary rights of any person or entity, or which contains software viruses, corrupted data, commercial solicitations, mass mailings or any form of “spam”. You may not use a false e-mail address to impersonate any person or otherwise mislead as to the origin of any material or information you submit or post.
Disclaimer of Warranty and Liability
Your use of this site and PCBT’s mobile applications is at your own risk. This website and PCBT’s mobile applications and the materials in this website and in PCBT’s mobile applications are provided on an “as is” basis without warranties of any kind, either express or implied. The Pacific Coast Benefits Trust (PCBT) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. PCBT does not represent or warrant that materials on this website or PCBT’s mobile applications are accurate, complete, reliable, current, or error-free. PCBT does not represent or warrant that this website or PCBT’s mobile applications and its server(s) are free of viruses or other harmful components. PCBT does not warrant that the functions or content contained in this site or in PCBT’s mobile applications will be uninterrupted or error-free, or that defects will be corrected. PCBT does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and PCBT may make changes or improvements at any time. You, and not PCBT, assume the entire cost of all necessary servicing or correction in the event of any loss or damage arising from the use of this site or PCBT’s mobile applications or its content. PCBT makes no warranties that your use of the content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such content.
PCBT reserves the right to change all content contained on this website and its mobile applications at any time without notice. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship, or recommendation thereof by PCBT. All of the information in this site and in PCBT’s mobile applications, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site and in its mobile applications, and PCBT does not undertake any obligation to update such information after it is posted or to remove such information from this site or its mobile applications if it is not, or is no longer, accurate or complete.
Indemnification
You agree to indemnify, defend, and hold us and our affiliates, business partners, business associates, sub-contractors, officers, directors, employees, and agents harmless from any loss, liability, claim, demand, damage, or expense (including reasonable legal fees) asserted by any third party relating in any way to your use of this website or PCBT’s mobile applications or breach of these Terms of Use. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, which shall not excuse your indemnity obligations.
Links to other websites
This web site and PCBT’s mobile applications contains links to other sites that contain additional Terms of Use, guidelines, or rules. Your use of any other site shall also subject you to the Terms of Use, guidelines or rules posted or associated with each of those sites.
Any such links are provided for your convenience only, and do not constitute an endorsement of the linked site(s) or content. PCBT makes no guarantees and disclaims any implied representations or warranties about the accuracy, relevance, timeliness, completeness, or appropriateness of these sites, the information contained in them or the products or services they provide. PCBT will not be liable, directly, or indirectly, for any damage or loss incurred by you in connection with web sites or resources accessed through links on this website.
Miscellaneous
If any provision of the Terms is found to be invalid or unenforceable, the remainder of the Terms shall remain in full force and effect, and all Terms shall be enforced to the fullest extent permitted by law. No waiver or failure to assert any provision of the Terms shall be valid unless in writing and signed by an officer of PCBT. PCBT may assign its rights and duties under the Terms to any party, at any time, without notice. PCBT reserves all rights not expressly granted in these Terms.
Trademarks
PCBT or its website, mobile application, publications, products, content, or services referenced on this site or in its mobile applications, are the exclusive trademarks of PCBT, including without limitation the “look and feel” of this site and the color combinations, layout, and other graphical elements of this site. You may not use PCBT’s trademarks in any manner without the express, written permission of PCBT. Other product and company names that appear on this site or in its mobile applications may be subject to trademark or other rights of other parties.
PCBT Internet Privacy Statement
The Pacific Coast Benefits Trust (PCBT) is committed to maintaining the privacy of website and mobile application users. It does not collect any personal data from those who visit www.pacificcoastbenefitstrust.com or from those who use the PCBT’s mobile applications. It does not attempt to identify anyone using the PCBT mobile application unless consistent with its internal security policies, and/or illegal behavior is suspected.
This Privacy Statement may be revised over time as new features are added to www.pacificcoastbenefitstrust.com or PCBT’s mobile applications or as Internet security and privacy standards evolve. We recommend that you read this Privacy Statement regularly, so that you will know if any changes have taken place.